Auto Glass Oshawa: What Type of Insurance do you need for Windshield Repair?

 A pitted, broken, or cracked windshield is dangerous to you, your passengers, and other motorists. This underrated part of your car has multiple uses. The windshield prevents the roof from caving in case of an accident. It also ensures airbag deployment during an accident and keeps wind and debris off your face. Luckily in case of auto glass Oshawa breakage, insurance can help pay for repair or replacement.

Comprehensive Insurance

Comprehensive insurance covers all windshield damage claims. Comprehensive insurance covers issues such as theft, floods, hail, fire, falling objects, and collisions with animals. While comprehensive insurance coverage is optional, it becomes mandatory in case you have a car loan. Always double-check your insurance to be certain of the events covered by the insurance. Check to confirm your windshield deductible.

Collision Insurance Cover

If your windshield was broken from an accident where you were at fault, your insurance provider will pay for the repair or replacement, but only if you have a collision cover. A collision cover protects your car from accidents with other drivers or stationary objects such as buildings. Similar to the comprehensive cover, collision cover requires you to pay a certain amount for deductibles for broken auto glass Oshawa unless your insurance provider has a non-deductible windshield benefit.

Full Glass Coverage

Depending on your insurance company, you have the option of a zero deductible for full glass coverage insurance. This insurance arrangement is separate from the comprehensive deductible. While this arrangement will cost you more, it might save you from incurring a huge financial dent in case you have a high deductible ranging from $1000 and above.

Auto glass Oshawa has to be repaired immediately after you notice a crack or a dent on it. Waiting longer only damages the glass further and makes the repair more expensive. Check your insurance to determine what is covered or not covered.